If I said Aflac what would that make you think of? I’m guessing right now there is a duck in your head saying Aflac. That my friends is brilliant advertising. The question though is do you really know what Aflac is? What Aflac has to offer?
Aflac is a supplemental insurance, different then the insurance you usually receive as a benefit from your employer. While your average insurance benefits cover medical expenses and needs. Aflac covers the expenses that some times people have a hard time paying when they or a loved one is in a medical crisis.
For example if you are in the hospital and happen to not be receiving a salary due to your illness or injury your family is lacking income they are use to having, income that pays bills such as groceries and gas. This is where Aflac becomes a benefit to you. With Aflac you are paid cash to spend money as you see fit on expenses just like these.
I had the opportunity to purchase an Aflac policy once many years ago. After listening to the benefits I did just that. Thankfully I didn’t use the policy but it was a great relief to know we had it if we needed it. Especially if anything had happened to me or my husband, the Aflac policy would have come in handy.
Many employees do not research their benefits, both the cost and coverage and just make the same selection each year. Open enrollment is a time for you to become a consumer filled with knowledge. Choosing the best plan for you and your family.
Check out this eye opening infographic with some pretty interesting statistics found by the 2012 Open Enrollment Survey of the Aflac WorkForces Report.
- 56% of workers estimate they waste up to $70 each year on benefits mistakes
- Up to 89% are on autopilot, choosing the same benefit each year
- Only 16% contribute the right amount in flex spending (for the record I am a huge proponent of flexible spending accounts, they have saved me a lot of money)
Do you have Aflac? If so have you used the benefit? If not do you wish your company offered it?
Disclaimer: I wrote this review while participating in a campaign by Mom Central Consulting on behalf of Aflac and received a promotional item to thank me for taking the time to participate. All opinions are my own. You may read more of my disclosure here.